Got a call from an insurance company that wanted me to look at this roof to see if it is one that can be cleaned, either it has to be cleaned or replaced before they will insure the house. New owner takes possession next month. Thoughts on this? I'm thinking clean it.
-- Edited by Dan Dykstra on Friday 21st of March 2014 04:14:01 PM
I would clean. Just emphasize that you are not a roof inspector. The most cost effective way is to clean and then recommend to the homeowner that they contact a cedar roof repair person to do a thorough check and make recommendations. At some point they will need that person to do shake repairs. I[ve cleaned worse.
This is a tough one. I deal with insurance companies alot in the petroleum business. Here is my opinion... sure you can clean that roof BUT
I'm seeing a lot of damaged shake. If it isn't leaking today will be next month. Its in bad shape. Offer to clean but recommend the repair/replacement route.
You may loose this roof cleaning but you open the door to all of this insurance companies client base. Remember they came to you as the professional. Sell a special rate to the insurance company; they can promote you to their clients. At no cost to you...
It has worked for me in the past. Matter of fact I have gained a ton of business through insurance companies.
Just my thoughts...
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Mountain Valley Landscape & Property Maintenance, LLP
It's kinda hard to evaluate from a single pick taken from the ground but looking at what I can see I'd go with Jesse on this one. The odds are the insurance guy wants it replaced anyhow or to stick the liability on someone. If you say the roof is good......do you then become liable?
From my point of view the roof just looks too bad.....not meaning the build up. Look at the shakes. Many look so rotted they will be a problem soon if not already. I would rather tell them "I can clean it BUT.....I think it should be replaced......" and let them make the call.
I've inspected nearly 1000 roofs, probably only 50 were wood shake......but that's what I see.
Dan, my opinion as a roofing contractor is this shake roof is done. Look at the number of shakes with multiple splits in them, usually a sign of too brittle a shake and too much foot traffic.
Think of the long term relationship with the insurance company, like Jesse said, vs. cleaning one roof that really should be replaced. Just my opinion.
BTW, I was told by State Farm yesterday that they no longer provide coverage on cedar shake roofs. Could be your agent is hoping for a roof replacement on this house.
If I were you I would put myself in front of that insurance agent and the rest of his or her team and give them a presentation. I think you will be surprised at how much work may come out of this.
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Mountain Valley Landscape & Property Maintenance, LLP